For couples who share money
The easy way to stay on plan, together.
Easier than a spreadsheet. Easier than not looking.
Poppy reads your bank and shows you both where the month stands and how much room is left each day, so a small adjustment keeps you on plan.
Set it up, then invite your partner.
$53 a day keeps you right on plan.
12 days left. Groceries are giving you room.
- G Fewer grocery runs · 6 trips, usually 9 −$212
- D Eating out more often · 14 times, usually 10 +$96
Five questions every couple asks about money. Poppy answers all of them.
No spreadsheet to keep up, and no Sunday night reconciling.
The month check
“Are we okay this month, or do we need to ease off?”
Know where you stand, and how much room is left.
Poppy compares this month with how the two of you really spend, day by day, so rent on the 1st never throws off the picture. You see how much room is left each day to finish on plan.
You also see what changed: one big buy at Best Buy, eating out a bit more, a run of little Amazon orders. Knowing early means a small adjustment is all it takes.
Needs
$3,120
$480 left
Wants
$860
$640 left
Give
$300
on goal
Save
$1,400
18% so far
Needs, Wants, Give and Save. Four envelopes that refill on the 1st.
Anomalies
“Is there a charge we don't expect? Something we should cancel?”
Poppy keeps an eye out.
A new streaming service. A gym that went up two dollars. The same gas station charging twice. Poppy spots them early and puts them in front of you both.
If it's fine, tap That's expected and it's gone for the month. If it isn't, you caught it in time.
Poppy noticed
New recurring charge: Paramount+
$11.99 a month, first seen Oct 3
Planet Fitness price went up
$24.99 → $26.99
Possible duplicate: Shell
$48.20 twice in two days
Dining is running high
$412 so far, usually $280 by now
Trajectory
“Over time, are we saving, giving, and living within our means?”
Watch your progress add up.
Pick a savings rate and a giving target together, once. Poppy keeps score every month, and "Saved 18%, goal 20%" tells you more than any chart.
Trends shows this month against your normal, spending against its three-month average, and every category on its own little chart. Good months and bad ones, in context.
Savings rate
18%
Goal 20%Giving
6%
Goal 5% · metAffordability
“Can we afford it, given how we actually spend?”
Plan the big stuff with confidence.
A new couch, a trip to Lisbon, a used car. Poppy checks it against your real income, your real spending and the cash cushion you want to keep. You get a yes, or a not yet with when it turns into a yes.
It shows its work, and points to where you could make room to get there sooner.
Can we afford it?
Not yet
Wait until December and it's a yes.
- · Buying now leaves 2.4 months of cushion. You want 3.
- · You're putting away about $1,100 a month.
Make room sooner: trim Dining by $150 a month
Lookup
“When did we pay for that? How much? How often?”
Answers in seconds, not spreadsheet tabs.
Type costco ytd, >500 or in:dining last month, and get the answer, not a list to add up yourself: how many, how much, how often, and when it last happened.
Amazon orders show up as the actual items inside the charge. No more guessing what that $86.41 was.
Trips
23
Total
$3,412
Average
$148
Last
Sep 28
By month, January to September
Keeping it up takes seconds.
Poppy stays accurate without turning into a second job.
Your banks, synced
Link checking, savings and cards once. New transactions and balances arrive on their own.
Swipe to categorize
On your phone, swipe right to accept Poppy's guess, left to skip. A week of charges in under a minute.
Split a charge
One Target run, three categories. Split it into pieces and each one counts where it belongs.
Amazon, itemized
Import your order history and Poppy matches every order to the charge it belongs to.
Trips, totaled
Tag a vacation and see what it really cost, per day and by category, posting lag included.
Spreadsheets welcome
Bank not supported? Upload a CSV statement and review it before anything lands.
Built for two
Same numbers, same plan, same page.
Invite your partner and you both see the same verdict, the same plan, even the same Amazon receipts. Money talks get shorter, and a lot friendlier.
Your data stays yours
- Every household gets its own private database. Your numbers never share a table with anyone else's.
- Bank links are read-only. Poppy can see transactions. It can't move a cent.
Start next month on plan.
Set up your household, link a bank, and invite your partner. You'll both know where you stand.
Poppy is named after our dog. She notices everything, too.